Any relationship break down is stressful enough but it is essential that due regard is given to any mortgage that exists. Maria's marriage had come to a sudden end and she was left in the family home with her young daughter. She wanted to stay in the home for many reasons but particulary for her daughters schooling and her partner had agreed to this in return for a cash settlement to clear the debt on the family car, which he was keeping. Maria had a job so we arranged a remortgage complete with a transfer of equity to put the property in her sole name and extra borrowing to cover the financial settlement they had agreed. We arranged for the solicitors to take care of everything and the transaction took place amicably without either party needing to meet.