Richard was self employed but unfortunately his business failed and he was declared bankrupt. After being discharged he tried to get a mortgage but couldn't without paying an extortionate interest rate which was completely unaffordable. He contacted us and we found a specialist lender who was prepared to offer him a mortgage at the standard variable rate. Three years after purchasing his house with a clean payment record we remortgaged him onto a discounted rate with a high street lender at 2% below the standard variable rate.